Three things to know about auto insurance

Here are a few key things to know that will help you become a better insurance consumer, whether you work with Keith Insurance or another insurance agency.

1. Not all coverages are the same. You’ve probably seen commercials promising big savings on your car insurance—but they don’t always tell the whole story. The most important thing when it comes to comparing prices is making sure that the coverages and limits on your auto policy properly protect you, your family, and your assets. We like to use the phrase: “Where quality isn’t expensive, it’s priceless”.

2. Uninsured motorists coverage is crucial. According to the Insurance Research Council, more than 12% of drivers on the roads don’t have insurance; that’s about one in every eight drivers. And still more don’t have the right amount of insurance, which could lead to financial loss without the proper uninsured motorist coverage on your policy. If an uninsured/underinsured driver hits you, and you don’t have this important coverage, you could find having to cover those costs on your own.

3. Did you know? In Florida, if you purchase comprehensive coverage on your auto insurance policy, your front windshield is covered for repair or replacement without a deductible? Not to mention, comprehensive coverage covers flooding to your vehicle while it is parked during a hurricane.

Don’t shop for auto insurance—we’ll do it for you. Get in touch at 239-482-3040 for a complimentary insurance review today!

*Misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage. Note, information requested to provide a quote or work on coverage will not be shared with carriers or with any other entity without the applicant’s permission. Requesting coverage does not guarantee coverage can be provided. Coverage can begin only with specific statement by a licensed member of the agency’s staff. None of the information provided in the website is a guarantee that insurance will be provided or that the agency is obligated to procure insurance for the website visitor.